Mobilna aplikacija mCBCG dostupna na Google Play Store platformi
Centralna banka Crne Gore kreirala
je mobilnu aplikaciju mCBCG koja omogućava korisnicima da se na jednom mjestu
informišu o ponudi potrošačkih kredita svih kreditnih institucija u Crnoj Gori.
Aplikacija je dostupna za
preuzimanje na Google Play Store platformi.
Informativna
lista ponude potrošačkih kredita, pregled ponuda sniženih kamatnih stopa i
finansijski rječnik, koji su dosad bili dostupni samo na internet stranici
CBCG, sada su integrisani u mCBCG aplikaciju putem koje korisnici mogu brzo i
jednostavno uporediti kamatne stope svih kreditnih institucija u Crnoj Gori i
donijeti odluku o kreditu u skladu sa ličnim potrebama i mogućnostima.
Aplikacija obuhvata informacije o
ponudama za osam najčešćih vrsta potrošačkih kredita: gotovinske nenamjenske
kredite, gotovinske kredite za penzionere, stambene kredite, hipotekarne
kredite, kredite za rekonstrukciju i adaptaciju, kredite za refinansiranje,
kredite za kupovinu motornih vozila i krediti za obrazovanje. Podaci koji su
dostupni za poređenje uključuju visinu kamatne stope, period otplate, vrstu
kamatne stope (fiksna, promjenjiva ili kombinovana) i druge važne informacije
za korisnike.
mCBCG aplikacija sadrži i pregled
ponuda kredita sa sniženim kamatnim stopama, kao rezultat nedavne inicijative
CBCG koju su prihvatile sve banke u Crnoj Gori.
Aplikacija sadrži i finansijski
rječnik koji korisnicima pomaže da bolje razumiju finansijske termine i
pojmove.
Mobilnu
aplikaciju CBCG razvio je tim CBCG, sa ciljem da se korisnicima omogući
najbolje iskustvo prilikom izbora potrošačkih kredita.
Cilj CBCG je da i putem ove
aplikacije omogući brže i lakše poređenje ponude bankarskih proizvoda i time
doprinese boljoj informisanosti potrošača i većoj zaštiti njihovih prava.
Povećana transparentnost će, očekujemo, podstaći tržišnu konkurenciju i dovesti
do korekcija cjenovne politike kreditnih institucija, što će na kraju
rezultirati nižim troškovima za korisnike, saopšteno je iz CBCG.
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